Explore Maryland care through CFC, the Community Options Waiver or private pay. CFC has no waitlist and covers most personal care. The Community Options Waiver covers more services but has a years-long waitlist — over 24,000 people are waiting statewide. Private pay has no eligibility requirement and starts within days. Our advisors sort this out at no charge.
Maryland's fastest path to Medicaid-funded home care. No CFC waitlist; approval required. CFC requires full Medicaid and institutional-level care; financial rules vary by group. An eligible family caregiver may be paid under the approved care arrangement. No out-of-pocket cost.
Community First Choice highlights
Covers a broader range of services than CFC — assisted living support, adult day care, home modifications, and emergency response. The waiver uses a state Service Registry. Ask Maryland Access Point about wait times. We explain the registry steps; Maryland manages invitations.
Maryland-Community Options Waiver highlights
No Medicaid enrollment required. Pick your schedule, your caregiver, and your services. Ask about start dates. Good option while a Medicaid application is processing, or if your income is above Medicaid limits. No eligibility reviews or paperwork delays.
Private Pay highlights
Not sure which program fits? A care advisor will help you choose.
(667) 400-0648Cottage Home Care Maryland serves families statewide. Select a county to view local programs, service areas, and enrollment support.
Tell us what your loved one needs. Our Maryland team will follow up during business hours, explain care options and help you plan the next step.
